{"id":914,"date":"2022-05-05T14:06:24","date_gmt":"2022-05-05T11:06:24","guid":{"rendered":"https:\/\/bilgiuzmanim.com\/?p=914"},"modified":"2022-05-05T14:06:24","modified_gmt":"2022-05-05T11:06:24","slug":"2022-dask-basvurusu-nasil-yapilir","status":"publish","type":"post","link":"https:\/\/bilgiuzmanim.com\/2022-dask-basvurusu-nasil-yapilir\/","title":{"rendered":"2022 Zorunlu Deprem Sigortas\u0131- DASK Ba\u015fvurusu Nas\u0131l Yap\u0131l\u0131r?"},"content":{"rendered":"<p><strong>DASK ba\u015fvurusu<\/strong> i\u00e7in tercih edilen bir sigorta acentesine veya banka \u015fubesine ziyaret ger\u00e7ekle\u015ftirmek gerekir. DASK ba\u015fvuru evraklar\u0131n\u0131 tercih etti\u011fi banka veya sigorta acentesine teslim ederek, konut ve kimlik bilgilerini do\u011fru \u015fekilde beyan eden herkes DASK yapt\u0131rabilir. Beyan edilen konut bilgilerinin ise sigortaya konu olabilecek yap\u0131 \u015fartlar\u0131n\u0131 sa\u011flamas\u0131 gerekir. Konut y\u0131k\u0131m karar\u0131 al\u0131nan veya m\u00fchendislik hizmeti g\u00f6rmemi\u015f bir yap\u0131 olmamal\u0131d\u0131r. Ba\u015fvuru s\u00fcrecinde DASK poli\u00e7esine dair detaylar ve sigorta bedeli hakk\u0131nda bilgiler ilgili \u015fubelerce payla\u015f\u0131lmaktad\u0131r. Ba\u015fvuruda sunulmas\u0131 gereken evraklar\u0131 ise yaz\u0131m\u0131z\u0131n devam\u0131ndan \u00f6\u011frenebilirsiniz.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_53 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<p class=\"ez-toc-title\">\u0130&ccedil;erik Tablosu<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-673661b4c8de8\"><span class=\"\"><span style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-673661b4c8de8\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bilgiuzmanim.com\/2022-dask-basvurusu-nasil-yapilir\/#Zorunlu_Deprem_Sigortasi_DASK_Basvuru_Evraklari_Neler\" title=\"Zorunlu Deprem Sigortas\u0131 (DASK) Ba\u015fvuru Evraklar\u0131 Neler?\">Zorunlu Deprem Sigortas\u0131 (DASK) Ba\u015fvuru Evraklar\u0131 Neler?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bilgiuzmanim.com\/2022-dask-basvurusu-nasil-yapilir\/#Zorunlu_Deprem_Sigortasi_DASK_Amaci_Nedir\" title=\"Zorunlu Deprem Sigortas\u0131 (DASK) Amac\u0131 Nedir?\">Zorunlu Deprem Sigortas\u0131 (DASK) Amac\u0131 Nedir?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bilgiuzmanim.com\/2022-dask-basvurusu-nasil-yapilir\/#Zorunlu_Deprem_Sigortasi_DASK_Kapsamina_Hangi_Yapilar_Girer\" title=\"Zorunlu Deprem Sigortas\u0131 (DASK) Kapsam\u0131na Hangi Yap\u0131lar Girer?\">Zorunlu Deprem Sigortas\u0131 (DASK) Kapsam\u0131na Hangi Yap\u0131lar Girer?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bilgiuzmanim.com\/2022-dask-basvurusu-nasil-yapilir\/#Zorunlu_Deprem_Sigortasi_DASK_Disinda_Kalan_Yapilar_Neler\" title=\"Zorunlu Deprem Sigortas\u0131 (DASK) D\u0131\u015f\u0131nda Kalan Yap\u0131lar Neler?\">Zorunlu Deprem Sigortas\u0131 (DASK) D\u0131\u015f\u0131nda Kalan Yap\u0131lar Neler?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bilgiuzmanim.com\/2022-dask-basvurusu-nasil-yapilir\/#Zorunlu_Deprem_Sigortasi_DASK_Teminati_Disinda_Kalan_Haller_Neler\" title=\"Zorunlu Deprem Sigortas\u0131 (DASK) Teminat\u0131 D\u0131\u015f\u0131nda Kalan Haller Neler?\">Zorunlu Deprem Sigortas\u0131 (DASK) Teminat\u0131 D\u0131\u015f\u0131nda Kalan Haller Neler?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bilgiuzmanim.com\/2022-dask-basvurusu-nasil-yapilir\/#Zorunlu_Deprem_Sigortasi_DASK_Fiyati_Nasil_Belirlenir\" title=\"Zorunlu Deprem Sigortas\u0131 (DASK) Fiyat\u0131 Nas\u0131l Belirlenir?\">Zorunlu Deprem Sigortas\u0131 (DASK) Fiyat\u0131 Nas\u0131l Belirlenir?<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Zorunlu_Deprem_Sigortasi_DASK_Basvuru_Evraklari_Neler\"><\/span>Zorunlu Deprem Sigortas\u0131 (DASK) Ba\u015fvuru Evraklar\u0131 Neler?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>DASK ba\u015fvuru evraklar\u0131<\/strong>, n\u00fcfus c\u00fczdan\u0131 ve konuta ait tapu kayd\u0131 belgesi \u015feklinde s\u0131ralan\u0131rlar. DASK ba\u015fvurusu s\u0131ras\u0131nda poli\u00e7e d\u00fczenlemesinde talep edilen bilgiler ise \u015fu y\u00f6ndedir:<\/p>\n<ul>\n<li>Ba\u015fvuran\u0131n ad\u0131, adresi,<\/li>\n<li>Cep telefonu, TC kimlik numaras\u0131,<\/li>\n<li>T\u00fczel ki\u015fi ise vergi kimlik numaras\u0131,<\/li>\n<li>Sigortalanacak binan\u0131n a\u00e7\u0131k adresi,<\/li>\n<li>Tapu bilgileri,<\/li>\n<li>Hasar durumu bilgisi,<\/li>\n<li>Toplam kat say\u0131s\u0131,<\/li>\n<li>Yap\u0131 tipi,<\/li>\n<li>\u0130n\u015fa y\u0131l\u0131,<\/li>\n<li>Sigortalanacak dairenin br\u00fct y\u00fcz \u00f6l\u00e7\u00fcm\u00fc,<\/li>\n<li>Kullan\u0131m \u015fekli,<\/li>\n<\/ul>\n<p>Evraklara ek olarak s\u0131ralanan bilgilerin do\u011fru \u015fekilde beyan edilmesi halinde sigorta acentelerinden veya banka \u015fubelerinden <strong>DASK ba\u015fvurusu<\/strong> yap\u0131labilmektedir.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Zorunlu_Deprem_Sigortasi_DASK_Amaci_Nedir\"><\/span>Zorunlu Deprem Sigortas\u0131 (DASK) Amac\u0131 Nedir?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>DASK\u2019\u0131n amac\u0131 T\u00fcrkiye\u2019deki t\u00fcm konutlar\u0131 deprem riskine kar\u015f\u0131 g\u00fcvence alt\u0131na almakt\u0131r. Herhangi bir depremde konutlardaki mali hasarlar\u0131 reas\u00fcre ederek payla\u015fmak, tekrar sa\u011fl\u0131kl\u0131 bir bi\u00e7imde yap\u0131la\u015fma deste\u011fini insanlara verebilmek, DASK\u2019\u0131n di\u011fer ama\u00e7lar\u0131d\u0131r. Topluma sigortan\u0131n \u00f6nemini benimsetmenin yan\u0131nda, devletin depremden kaynakl\u0131 giderlerini minimum seviyeye DASK ile indirmek hedeflenir.<\/p>\n<p>DASK, depremin do\u011frudan sebep verdi\u011fi maddi zararlar\u0131, deprem halinde olu\u015fan yang\u0131n, yer kaymas\u0131, dev dalga, infilak durumlar\u0131n\u0131n yaratt\u0131\u011f\u0131 hasarlar\u0131 ve maddi zararlar\u0131 teminat alt\u0131na al\u0131r. DASK yapt\u0131r\u0131lmas\u0131 halinde, Do\u011fal Afet Sigortalar\u0131 Kurumu taraf\u0131ndan konutlar\u0131n temeli, duvarlar\u0131, bah\u00e7e duvarlar\u0131, istinat duvarlar\u0131, tavan ve taban\u0131, ba\u011f\u0131ms\u0131z b\u00f6l\u00fcmleri ay\u0131ran ortak duvarlar\u0131 teminat alt\u0131na al\u0131n\u0131r.<\/p>\n<figure id=\"attachment_915\" aria-describedby=\"caption-attachment-915\" style=\"width: 640px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-915 size-full\" src=\"https:\/\/bilgiuzmanim.com\/wp-content\/uploads\/2022\/05\/2022-zorunlu-deprem-sigortasi-dask-basvurusu-nasil-yapilir-1.jpg\" alt=\"2022 Zorunlu Deprem Sigortas\u0131- DASK Ba\u015fvurusu Nas\u0131l Yap\u0131l\u0131r?\" width=\"640\" height=\"426\" \/><figcaption id=\"caption-attachment-915\" class=\"wp-caption-text\">2022 Zorunlu Deprem Sigortas\u0131- DASK Ba\u015fvurusu Nas\u0131l Yap\u0131l\u0131r?<\/figcaption><\/figure>\n<h2><span class=\"ez-toc-section\" id=\"Zorunlu_Deprem_Sigortasi_DASK_Kapsamina_Hangi_Yapilar_Girer\"><\/span>Zorunlu Deprem Sigortas\u0131 (DASK) Kapsam\u0131na Hangi Yap\u0131lar Girer?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Tapuya kayd\u0131 bulunan, \u00f6zel m\u00fclkiyete tabi ta\u015f\u0131nmazlar \u00fczerine mesken tipinde in\u015fa edilen binalar, DASK kapsam\u0131na girmektedir. 634 say\u0131l\u0131 <a href=\"https:\/\/www.mevzuat.gov.tr\/MevzuatMetin\/1.5.634.pdf\" rel=\"nofollow noopener\" target=\"_blank\">Kat M\u00fclkiyeti Kanunu<\/a> \u00e7er\u00e7evesinde bulunan ba\u011f\u0131ms\u0131z b\u00f6l\u00fcmler ve binalar\u0131n plan\u0131na dahil b\u00fcro, ticarethane gibi alanlar DASK kapsam\u0131ndad\u0131r. Ek olarak, tapu tahsisi hen\u00fcz tamamlanmayan kooperatif evleri, kat irtifak\u0131 tesis edilen fakat tapu k\u00fct\u00fc\u011f\u00fcnde cins belirlenmesi tamamlanmam\u0131\u015f olup vasf\u0131 arsa \u015feklinde g\u00f6r\u00fcnt\u00fclenen binalar i\u00e7in DASK yapt\u0131r\u0131labilmektedir. Ba\u015fvuru i\u015flemlerinde konutlar i\u00e7in sisteme kay\u0131tl\u0131 olan do\u011fru bilgiler beyan edilmelidir.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Zorunlu_Deprem_Sigortasi_DASK_Disinda_Kalan_Yapilar_Neler\"><\/span>Zorunlu Deprem Sigortas\u0131 (DASK) D\u0131\u015f\u0131nda Kalan Yap\u0131lar Neler?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>DASK kapsam\u0131n\u0131n d\u0131\u015f\u0131nda kalan binalar:<\/p>\n<ul>\n<li>Kamu konutlar\u0131 kanununa tabi binalar,<\/li>\n<li>Yetkili kamu kurumcular\u0131nca y\u0131k\u0131m karar\u0131 al\u0131nan binalar,<\/li>\n<li>Mesken kullan\u0131m\u0131na uymayan harap, metruk binalar,<\/li>\n<li>M\u00fchendislik hizmeti al\u0131nmayan, projesi bulunmayan binalar,<\/li>\n<li>K\u00f6y n\u00fcfusunda kay\u0131tl\u0131 olanlar\u0131n k\u00f6y\u00fcn yerle\u015fik alanlar\u0131na yapt\u0131klar\u0131 mezralar,<\/li>\n<li>Tamam\u0131 ticari ama\u00e7 i\u00e7in kullan\u0131lan binalar,<\/li>\n<\/ul>\n<p>Bu yap\u0131 tipleri i\u00e7in <strong>DASK yapt\u0131rmak<\/strong> m\u00fcmk\u00fcn de\u011fildir.<\/p>\n<p>Biliyor musunuz?\u00a0<a class=\"post-title post-url\" href=\"https:\/\/bilgiuzmanim.com\/okyanuslardaki-plastik-atik-tehlikesi\/\">Okyanuslardaki Plastik At\u0131k Tehlikesi<\/a> gitgide b\u00fcy\u00fcyor!<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Zorunlu_Deprem_Sigortasi_DASK_Teminati_Disinda_Kalan_Haller_Neler\"><\/span>Zorunlu Deprem Sigortas\u0131 (DASK) Teminat\u0131 D\u0131\u015f\u0131nda Kalan Haller Neler?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>DASK kapsam\u0131na girmeyen ve teminat alt\u0131na al\u0131namayan durumlar\u0131n ba\u015f\u0131nda enkaz kald\u0131rma masraflar\u0131 gelir. \u0130\u015f durmas\u0131, kar kayb\u0131, i\u015f yeri masraflar\u0131, alternatif ikametgaha ta\u015f\u0131nma masraflar\u0131 DASK kapsam\u0131nda kar\u015f\u0131lanamaz. Konut i\u00e7erisinde yer alan e\u015fyalara gelen zararlar, manevi tazminatlar, binan\u0131n kendi kusurundan kaynakl\u0131 zamanla olu\u015fan zararlar, DASK teminat kapsam\u0131nda de\u011fildir. Di\u011fer yandan deprem ile birlikte olu\u015fan yang\u0131n, Tsunami, yer kaymas\u0131, infilak etkileri d\u0131\u015f\u0131nda olu\u015fan zararlar da DASK\u2019\u0131n teminat \u00e7er\u00e7evesinde yer almaz.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Zorunlu_Deprem_Sigortasi_DASK_Fiyati_Nasil_Belirlenir\"><\/span>Zorunlu Deprem Sigortas\u0131 (DASK) Fiyat\u0131 Nas\u0131l Belirlenir?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>DASK prim tutarlar\u0131n\u0131n ve toplam sigorta bedelinin hesaplanmas\u0131nda baz\u0131 verilerden yararlan\u0131l\u0131r. Toplam sigorta bedeli, meskenin br\u00fct y\u00fcz \u00f6l\u00e7\u00fcm\u00fc ile sigorta birim maliyetinin \u00e7arp\u0131lmas\u0131 sonucunda hesaplan\u0131r. Bu a\u00e7\u0131dan meskenin y\u00fcz \u00f6l\u00e7\u00fcm\u00fc de\u011feri sigorta tutar\u0131n\u0131n belirlenmesinde etkilidir. Konutun bulundu\u011fu yerin deprem riski, konutun in\u015fa senesi ve yap\u0131 tarz\u0131, zorunlu deprem sigortas\u0131 bedelinin hesaplanmas\u0131nda etkili olan di\u011fer verilerdir.<\/p>\n<p>2022\u2019de zorunlu deprem sigortas\u0131 tarife ve talimat tebli\u011fine g\u00f6re sigorta bedelinin belirlenmesinde kullan\u0131lan sigorta bedeli hesab\u0131na esas metrekare tutar\u0131, betonarme yap\u0131 tipleri i\u00e7in 1.508 TL\u2019dir. Di\u011fer yap\u0131 tipleri i\u00e7in metrekare tutar\u0131 874 TL\u2019den 1.040 TL\u2019ye y\u00fckseltilmi\u015ftir. <strong>DASK ba\u015fvurusu<\/strong> s\u0131ras\u0131nda ilgili kurumlar, poli\u00e7eye konu tutarlar hakk\u0131nda a\u00e7\u0131k \u015fekilde bilgi sunar.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>DASK ba\u015fvurusu i\u00e7in tercih edilen bir sigorta acentesine veya banka \u015fubesine ziyaret ger\u00e7ekle\u015ftirmek gerekir. DASK&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":916,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"footnotes":""},"categories":[43,1],"tags":[],"class_list":["post-914","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-nedir"],"_links":{"self":[{"href":"https:\/\/bilgiuzmanim.com\/wp-json\/wp\/v2\/posts\/914"}],"collection":[{"href":"https:\/\/bilgiuzmanim.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bilgiuzmanim.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bilgiuzmanim.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bilgiuzmanim.com\/wp-json\/wp\/v2\/comments?post=914"}],"version-history":[{"count":2,"href":"https:\/\/bilgiuzmanim.com\/wp-json\/wp\/v2\/posts\/914\/revisions"}],"predecessor-version":[{"id":918,"href":"https:\/\/bilgiuzmanim.com\/wp-json\/wp\/v2\/posts\/914\/revisions\/918"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bilgiuzmanim.com\/wp-json\/wp\/v2\/media\/916"}],"wp:attachment":[{"href":"https:\/\/bilgiuzmanim.com\/wp-json\/wp\/v2\/media?parent=914"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bilgiuzmanim.com\/wp-json\/wp\/v2\/categories?post=914"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bilgiuzmanim.com\/wp-json\/wp\/v2\/tags?post=914"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}